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Monday, April 13, 2009

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business-


http://hyparoffice.com/

I want to get into Investment Banking?

Hi there, I am 16 and about to sit my GCSE's, I really want to get into Investment Banking in the future as it is my dream job, but I need some information.





I am predicted an A* in Maths and an A* in Statistics for GCSE's.





After I sit them, I'll be attending a good college where I'll be studying:





Maths


Further Maths


Physics





Hopefully, I'll do well in those subjects and possibly attend a good university (Cambridge or Oxford, possibly :P) and study Pure Maths.





How do I get into investment banking from here :/





Thanks.



In today's economic climate, you are going to be very popular.





Bankers names are mud at present.




Once you have your education you need to start applying to jobs. Apply to as many jobs as you can find. It is very tough to get into investment banking. Don't expect to get hired right away but you will get hired eventually.


Now, as a young person, you should start researching investment banking as much as you possibly can. Know it inside out.

Hmmm... job crisis! Which job should i take? eek!?

im doin a assignment an u choose a carreer i dont no what to do, zoology or someone like an ncis agent (cant be one cause i am aussie)


i want to have a job where ya do he exact same thing as ncis or do zoology?????/\


i love animals but an agent seems very appealing!!!!!!!!!!!!!!!!!!


please help!



its an assignment - use your imagination in your assignment!




its an assignment does it have to be completely realistic? im quite sure it wouldnt havee to be just choose whichever roll a dice or be an aussie and flip a bloody coin

How do I move up the business ladder?

By selling your soul like all of those other people have.




With hard work and a lot of luck.




if we knew we would be richer.

Job prospectus for PGD in Financial Analysis?

I'm very interested in finance and I've applied to study PGD in Financial Analysis in a New Zealand university. Could anyone tell me the job opportunities for this course in NZ?



Plenty of job opportunities exists in New Zealand for persons with PGD qualifications in Financial Analysis .


The opportunities are updated in the site http://www.workingin-newzealand.com/occu...


The value of financial analysis is increasingly being recognised by large firms. Skills in financial analysis and the use of financial tools for capital budgeting, cash management, hedging and risk management are in demand.

Should We all Leave RBS?

As RBS intend to sack British workers and take the work abroad to India to save money, should its customers vote with its feet and bank elsewhere?



BBO





Absolutely not. The balance of money is a fickle one at the best of times; think back to Norther Rock as a classic example and the ques of people wanting their money out. The best thing to do is ignore politics and keep confidence high.





If we all went, RBS as we know it would be no more; for once as individuals by way of a collective we can have some degree of influence. No, leave well alone (IMO) we are sliding on a razor blade as it is, RBS popping its clogs would not help one bit to rebuild consumer confidence.





C




RBS is reorganising. It has to lay off those staff of divisions that are not profitable. Its retail sections both locally and overseas are doing well.To save some staff from redundancies it may need to re ploy staff to India.

Careers in Finance what should I pick?

I plan on being a Finance major and I just want to know what are all the in demand careers that pay good in the finance industry. I like to be able to deal with the management of money and advise people or businesses on investment decisions so what would be good for me as far as careers go?



Match


Finances

Why was Fannie Mae in financial trouble?

I have some questions about Fannie Mae that I need to be answered for a school project.





Who is Fannie Mae?


Why are they in trouble?


How did they get into to economic trouble?


What is being done to get them out?


How it effects me as a American?





Look forward to seeing your answers.



Same reason the banks were in trouble. People defaulted on mortgages. They become strapped for cash, so they beg the government for it. They received bailout money from the government.




Fannie Mae is a government sponsered enterprise or GSE. Fannie Mae bought or %26quot;securitized%26quot; mortgage loans from banks. This provides plenty of money or %26quot;liquidity%26quot; to banks to make loans to people to buy houses.





Here is the short answer why they are in trouble and PART of the reason why we are in this financial mess. Mortgage brokers sold loans to people to buy houses they could not afford, Fannie Mae did as they always do and buy that mortgage from the bank. Normally mortgage payments from the homebuyer would keep coming in as they always have. The problem is Fannie Mae did not appreciate the risk that was happening. They did not know that poor risk buyers were being sold overvalued homes they could not afford. It is like you loaning a friend $100, expecting to get $10 a month for 10 months. After a month they quit paying you.. Suddenly you just lost $90 or 90%





They got into trouble because of artificially low interest rates, greedy banks, greedy mortgage brokers, greedy homeowners, and lazy risk assessment agencies (AMBAC, MBIA).





The government is trying to get people to rework their mortgages to stay in their homes and continue to pay their mortgages. The government is also trying to convince private companies to buy the %26quot;toxic assets%26quot; to get them off Fannie Mae%26#039;s balance sheet.





As an American you should think about what the responsbility of the federal government is in all this. What are your tax dollars being used for and are they being used in a constitutional, rational manner? Should the government print money to artificially inflate prices of homes and stocks to appease the masses though they know it is all fake? These are questions to ask those in charge and yourself.




Bad loans. They created a market for bad loans (excuse me, I mean loans to under-qualified mortgage applicants who had been kept down by the traditional system that required good credit ratings and proof of income), which caused banks to write bad loans. Fannie Mae then purchased the loans. Wholesale financial collapse ensued.


%0D%0A

How old do I have to be to work in Australia?

more specific, South Australia and shops like woolworths, foodland etc


please, dont say how old u have to be in the USA becoz im not interested in the USA ok? only south australia



14 and 9 months buddy- or at least that was the case a decade ago, i don't believe anything has changed.




its 14 and 9 months





it sucks cuz im 13 and really want a job.




i'm not sure i think about 15 !


so sorry if i'm wrong!


xx

What is the accountant

...in making the economy more efficient? Does an accountant play any role in an economic stage?



Take a look at this article:http://www.wdsu.com/education/18764143/d...




none -- an accountant balances the books -- he does not concern himself on how the money is generated!!!

What do people who work in commissions departments do?

I am speaking of those who pay the commissions not those who make the sales. Details please as I am interested in a position. Is this like accounting? In what way?



It's like payroll, but it's more complicated because it's not a set salary or hourly wage. There are a lot of calculations to find the pay amount. I would still consider it payroll.

What are the world-wide recognized certicfications avilable in the field of Finance or economics?

I hard that CFA is one of the world-wide recognized professional certification if any one wants a career in the field of Finance. Is this correct? Are there any more professional certification (world-wide accepted)? What about in the field of Economics? I am looking for good guidance. please help!



With economics, no certifications but a PhD is a must have if you want to climb up the ladder. And lots of publications in academic journals




cpa

Why do I have to include my parent

on my FAFSA and then again to my college if they aren't helping me pay for college at all?





My parent's think college is useless and any money I need for school isn't coming from them- it's coming from me. So why even look at their financial standing- it has nothing to do with it. Me having to asked for signed copies of their tax forms is just making them hate me for wanting to go to college even more.



FAFSA thinks that if your parents have enough money, they will be donating some to your education. You may have to have them fill out a form saying that they no longer supply you with any financial support.

WIll I win this case?

I got terminated for being intoxicated, yet no drug test was done. It was suggested but once I told my boss firmly "I am not drunk" he told me to go home. I called him when I went home and explained the situation. I told him I didnt sleep the night before And i was exhausted. My shift started at 7. They didnt accuse me of being drunk til 12, after I returned from an hour late lunch cause i feel asleep!!! When i returned I was still half awake and when they asked me questions I responded with " I dunno". Once I realized the severity of this I guess my adrenaline kicked on and I was more responsive. I returned to work the next day and continued working for a month with no disciplinary action for this incident. A month later I got sent home and called into the office given another reason for being terminated (accused of PURPOSELY given extra product to a customer, even tho it is the managers responsiblity to check the order before it goes out, and that he did, so the extra product was not given, I dont even recall pulling the extra product but they said I did ) the intoxication issue was brought up but not the cause of termination it happened a month earlier with no test!! anyways, I came into work the day of this incident extremely exhausted because of the hours I was given, I asked my manager to change the schedule cause I wasnt getting enough sleep, he declined. Mind you, I worked an hour an a half away, and they knew this by the time i got home, showered etc I would only be getting three hours of sleep. Sometimes I culdnt sleep at all not because I didnt want to but because I had to It seems as if they put me on a unmanageable schedule on purpose, When i was first hired I was told of a better schedule, every other saturday off and sundays off... but I was working every saturday ALONG with being the ONLY person to work on sundays! the hours throughtout my work week conflicted with each other and a normal night of sleep... I was disciminated against, Got called twinkle toes by my manager, asked if I was planning to sabatage the company, cursed out and yelled out right in my face cause he didnt like my hat in front of employees and my customers who had alot of respect for me, I had helped him out with an order and afterwards he said 'alright, go take a ****, now" I was very disrespected many times to the point where I would AVOID my boss. I was labeled as a partier from the way I dressed even tho I ahrdly went out due to my "messed up" schedule.. I would ask to leave early to get some sleep, they would respond with a cocky remark such as "you just want to party" ... My question is AM I AT fault? Can I win this appeal?



No because the company will just argue that for whatever your reason you were not doing your job. You were not giving a full days work for a full days pay.




You can try.




why would u write so much? i lost interest in 3 sentences...you might have been intoicated

How successful is a Master of Finance along with a CFA if one does not work at a bank?

I am looking into a Master of Finance Degree, with a possibility of obtaining a CFA License. My question how successful is Master of Finance degree along with a CFA if one does not work at a bank, however a fortune 500 company, Textron, etc. I need some advice.



I think that you should talk with a college adviser about this or at least a talk to a professor of Finance. They should have better advice than anyone on this site can give you. Good Luck!




You can find latest jobs in your area,find now at


http://serebii.info/

During the last year in the U.S., which is larger:# of people who lost jobs in the auto or financial industry?

I'm assuming auto...financial companies are giving there execs bonuses left right and center




You can find latest jobs in your area,find now at


http://serebii.info/

Im 16 and think i overwork?

I'm 16 and i work at a local pizza place. At first i only worked around 2 days 5 hour shifts. But the owner slowly began adding more and now I'm working 5 days a week 5 to 6 hours. This includes Friday and Saturdays so I have no time to have fun with my friends. Summer is coming up and I don't want to waste it working all day. I want to just start working like I used to 3 days a 3 week . I still attend school and planning to go to college. I had to give up soccer for my school because of this. How do I tell my boss this?? please help





I don't know how to approach my boss with this and to top it off he isn't the nicest of them. The manager that usually works when i am is quite nice and I'im sure he would understand because he also has a son my age. But it isn't like he can do anything.



yes but, in this faster world, everyonce should fight with Work





Fall is result of Opportunity to get Top





Thank you




u just have to be brave i suppose, even though its not to big of a deal, just tell you boss that you cant work that much




A great job and way for Teens to make money is by doing Free Surveys Online. Its simple, easy and for ages 13 and up. check this blog for more info and Proof of Payments





http://Jobs4Teens.tk




Hundreds of market research companies use online surveys to learn exactly what consumers want. And they're willing to pay top dollars for your opinion!





http://thesurveyjob.110mb.com/

Can temp to hire employees receive unemployement?

If your temp to hire for 6 months or more could you receive unemployement if let go?



~~If the temp agency issues you a paycheck then UI is deducted from your payroll check. As long as you meet your state's requirements for the quarterly wages you must have to qualify then you can receive it.





Go to you state's website and apply. They will tell you if you qualify or not~~

Financial problems family problems what do i do ?

For all my life i have been supported by my grandma and when we moved to the current house we are living in now my uncle and my grandma have been supporting me and my mother is a drug abuser and a alcoholic i mean i have to call the bars and look for her its terrible i even have the bar numbers memorized. she has no job.


well my grandma is 64 years old and she only gets one income and that is social security and my uncle had a check from social security but that was it and that's what we lived off of. but in feb my uncle passed away and were only on one check and that's not enough for rent bills and other things that are needed what do i do im only 15 years old i have a younger sister who is 11 years old and we have a roommate who is 20 what do i do.


my father is a dead beat dad.help.



You could maybe get a part time job some where. I think you have to be at least 15. Try local grocery stores and retail stores. Good luck!

How does this pay sound to you?

I%26#039;m 16 and I just got a job as a lifeguard a day camp. I%26#039;m working monday-friday for 8 weeks. I%26#039;ll be receiving 2300 dollars. How does that sound to you?



For 8 weeks, and 5 days per week, that pay breaks down into:


-$287.50 per week


Assuming it is an 8 hour work day, that would equal $7.19 per hour.


Then you have to take taxes and stuff like that out, so it would probably be around $6 something (give or take, depending on where you live and tax rates) you would be netting.


So at a guaranteed $6 per hour, at 40 hours per week, that is $240.00 per week, and for 8 weeks it would be a total pay of around $1920.00





Thats not bad. Do you have to travel far to work each day? If so, take a certain % out of the pay for gas. At 16, thats not a bad job to get you into the workforce.




sounds ok,, just a little short of $300.00 per week. Hopefully you are only working 8 hours per day.


%0D%0A

What does it take to be an Auto Financier?? what is the average Pay?

what do you have to do to become one? is a finance degree necessary?? what is around the average pay for a full time one? does it vary among dealerships. for example. would a financier who works at Mercedes Benz make more money that one who works at Kia or Hyundai, because it's not as expensive of a brand??





any info would be great.



Best place to go for this information is salary.com they will have a drop down menu for you to select the info.

How much do the licensed financial representatives make at td ameritrade?

AFTER YOU GET YOUR HEALTH, LIFE AND SECUIRTIES LICENSE 6, 66,63,AND 7, YOU CAN WORK ON COMMISSION


BE PREPARED TO TAKE ABOUT 7 DIFFERNT TEST.





YOULL WORK ON PURE COMMISSION

Top 20 MNC companies in mumbai?

Top 20 MNC companies in mumbai for job.



HUL


Colgate


Glaxo smith kline


Novartis


PfiZer


cadbury


siemens


aban offshore


ABB


Areva T &D


Alstom


Proctor and gamble


abbot


accenture


Mackinsy consulting


PWC


E&Y


Delloit

Hi... Looking fwd to be an Actuary into Investments.. Kindly Share Job prospects open for me?

I m pursuing it from Mumbai, India. I m an MBA with 2 years of experience into Stock Broking. No Bluffs Please...



would you want to work in the uk?





if so, check out this site: www.benedix.co.uk

Need Financial Help Fast. How can I ask my mother for financial help?

I'm in a really big financial jam with my bank. I did not know about finance fees and negative balance fees in banks. I just started last year with a student bank account. the bank doesnt want to wave the 100 dollar fees because I overdraft charged by 61 cents!!! Im outraged!!! Now i need my mom's help. she has given me everything ive ever wanted. I have no job, and my city has a job crisis, cant get one. How do I ask my mom for help, or how can I make money fast before the negative balance fees rise EVERY DAY!!! HELP!!!!



For starters why don't you educate yourself about your bank's terms.


Read all the paperwork you got when you opened your account.





Then call your Mom and tell her that you need money to cover the overdraft and that yes,.... you were uneducated about the process of banking and realized your mistake and did your homework so that it won't happen again....
What do I need to be a stock broker?


Is it easy to get hired as one?





I'm not a US citizen, but I do have a Bsc, MBA from top US and British universities.



CFA?




You can find latest jobs in your area,find now at


http://serebii.info/

A question for all you bankers...and shopaholics. :P?

so,


today i spent like 150 on my debit card


i have a savings account..


and i went to buy a juice and my card got denied 10 times and is it cuz i spent to much cuz its a savings account...


and im only 16 ..so will they phone my parents or something about me 'maxing out' my debit card?..


cuz if they do i will be in huge trouble...


this has never happened before..


will someone please help !!



you ran out of money debits cant be maxed out it's like having all your cash in your wallter in a card form so your out oh money




Sounds like your parents put a built-in break on your spending habits.





Either you have a daily spending limit ($150) or you have a limit on how often you can use the card during one business day.





The money you have is not on your card. It is in your savings account and your card gives you access to that money.





Looks like your parents put a daily max. on your account.





(I put a limit on what my daughter was allowed to spend in a day for the first year she had her own bank account. After she proved to me that she can handle her account responsibly I raised her limit.


Until then she could only spend x-amount a day. If she tried to go over the card was denied.





Of course... you could just call the 1-800 on the back of the card and talk to a bank rep. to find out why your card was denied...


you need your bank account number and pin number for this.

What is the difference between charted account and charted financial anlayst?

i'm want to know that what a charted account does and what is a financial anlayst does



Financial analyst: research companies to determine what to invest in. They make reports, models, and spread sheets. They also analyze the findings.





Chartered accountant: provide financial advice, taxation, money management, and test financial information.





Good Luck!

Stimulus funds for those unemployed and need financial help for training in new fields?

I have been working in project manager in the graphic arts fields and now I want to go to school for Home Appraiser license and need financial help



All the "hot" fields now will be not in demand in a few years. Take nursing for example. They are pushing out so many nurses from schools right now that in 2-3 years it will be a $15/hr job. You watch and see.

What is the top paying mathematics/statistics career out there?

an engineer




Mathematics/Statistics Teacher.




Not top but well paid, Actronn

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